Premium Calculator

Calculate Your Licence & Insurance
Premiums Instantly

Select your vehicle, packages and terms — see your total in any currency using live international exchange rates.

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1

Vehicle Type & Usage

2

Select Packages

3

Number of Terms

Each term = 120 days (4 months). Prices above are per-term rates.

1 term · 4 months (120 days)
1 (4 mo)2 (8 mo)3 (1 yr)
4

Display Currency

Amounts update instantly when you switch currencies.

Cost Breakdown

0 – 1,500 kg · Personal · 1 term

ZINARA Road Licence

$40.00 × 1

$40.00

ZBC Car Radio Licence

$28.00 × 1

$28.00

Third-Party Insurance

$35.00 × 1

$35.00

Total — 1 term (120 days)

$ 103.00

≈ ZWG 1,120.00

Per term

$103.00

Coverage: 4 months (120 days)

Get Your Policy

Indicative prices. Final premium confirmed at checkout.

Term Reference

Prevailing Package Rates

All prices in USD per term (120 days). ZINARA ZWG shown at fixed rate 1 USD = 28 ZWG.

ZINARA Road Licence

Same rate for personal & commercial · ZWG at fixed rate 1 USD = 28 ZWG

Vehicle ClassGVM RangeUSD / termZWG / term
0 – 1,500 kg SelectedSedans, hatchbacks, compacts$40.00ZWG 1,120.00
1,501 – 2,250 kgSUVs, minivans, wagons$50.00ZWG 1,400.00
2,251 – 3,000 kgLarge SUVs, light trucks$60.00ZWG 1,680.00
3,001 – 4,000 kgMedium commercial trucks$120.00ZWG 3,360.00
4,001 – 5,000 kgHeavy light-duty trucks$180.00ZWG 5,040.00
5,001 – 6,000 kgMedium-heavy trucks$200.00ZWG 5,600.00
6,001 – 7,000 kgHeavy trucks$240.00ZWG 6,720.00
7,001 – 8,000 kgLarge heavy vehicles$260.00ZWG 7,280.00
8,001 – 9,000 kgVery heavy vehicles$280.00ZWG 7,840.00
9,001 – 10,000 kgExtra-heavy trucks$300.00ZWG 8,400.00
10,001 – 10,750 kgMaximum class A$400.00ZWG 11,200.00
10,751 kg +Heaviest class$600.00ZWG 16,800.00

ZBC Car Radio Licence

Flat rate — class independent

UsageUSD / term
Personal$28.00
Commercial$30.00

Third-Party Insurance

Varies by GVM class & usage

0 – 3,000 kg Personal
$35.00
0 – 2,250 kg Commercial
$58.00
2,251 – 4,000 kg Personal
$43.50
4,001 kg+ Personal
$71.00
4,001 – 9,000 kg Comm.
$78.00
9,001 kg+ Commercial
$175.00

USD prices are official Auryon Investments package rates per 120-day term. Exchange rates are sourced from ExchangeRate-API (open.er-api.com) — a free international open API — refreshed every 5 minutes. ZWG rates are further validated against the official RBZ rate stored in the Auryon system where available. Final premiums are confirmed at policy issuance.